Travel accident insurance
Pays a lump sum for accidental death or dismemberment while traveling on a common carrier paid with the card.
What it is
Travel accident insurance is accidental death and dismemberment (AD&D) cover while you are on a plane, train, bus or ship whose fare you paid with the card. It does not pay medical bills.
What to check
- Limit: the maximum benefit (for example $500,000 or $1,000,000).
- Fare paid with the card is usually required.
These are general descriptions. The exact terms on your card are in its Guide to Benefits. Not insurance advice.
Card by card
From each issuer’s page or benefit guide. “Not listed” means it wasn’t on the source we read, not that it can’t exist.
| Card | Status | What the issuer says |
|---|---|---|
| Chase Sapphire Preferred | Listed with terms | Up to $500,000 accidental death or dismemberment coverage when you pay for air, bus, train or cruise transportation with the card. |
| Chase Sapphire Reserve | Listed with terms | Up to $1,000,000 accidental death or dismemberment coverage when you pay for air, bus, train or cruise transportation with the card. |
| Chase Ink Business Preferred | Not listed | |
| United Explorer Card | Not listed | |
| United Quest Card | Not listed | |
| United Club Card | Not listed | |
| Southwest Rapid Rewards Plus | Not listed | |
| Southwest Rapid Rewards Priority | Not listed | |
| Marriott Bonvoy Bold | Not listed | |
| Marriott Bonvoy Boundless | Not listed | |
| IHG One Rewards Premier | Not listed | |
| Amex Platinum Card | Not listed | |
| Amex Gold Card | Not listed | |
| Delta SkyMiles Gold Amex | Not listed | |
| Delta SkyMiles Platinum Amex | Not listed | |
| Delta SkyMiles Reserve Amex | Not listed | |
| Hilton Honors Amex Card | Not listed | |
| Hilton Honors Amex Surpass | Not listed | |
| Hilton Honors Amex Aspire | Not listed | |
| Marriott Bonvoy Brilliant Amex | Not listed | |
| Amex Business Platinum Card | Not listed | |
| Amex Business Gold Card | Not listed | |
| Capital One Venture X | Listed with terms | Worldwide Automatic Common Carrier Travel Accident Insurance: up to $1,000,000 when the entire fare is charged to the card and/or its rewards. |
| Capital One Venture | Listed, no limits published | Card page: "Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare." No limit stated. |
| Citi Strata Premier | Not listed | |
| Citi Strata Elite | Not listed | |
| Citi AAdvantage Executive | Not listed | |
| Bilt Blue Card | Not listed | |
| Bilt Obsidian Card | Not listed | |
| Bilt Palladium Card | Not listed | |
| Wells Fargo Autograph Journey | Listed with terms | Worldwide Automatic Common Carrier Travel Accident Insurance: up to $1,000,000 when the common-carrier ticket is bought with the card. |
Quick answers
Which credit cards list travel accident with terms?
Of the 31 cards we checked, 4 list travel accident with published terms: Chase Sapphire Preferred, Chase Sapphire Reserve, Capital One Venture X and Wells Fargo Autograph Journey. 1 more list it without published limits or as assistance only: Capital One Venture. Check your Guide to Benefits.
What does “not listed” mean for travel accident?
It means travel accident wasn’t on the issuer page or benefit guide we read for that card. Not listed doesn’t mean not covered: the card’s Guide to Benefits may still include it. Check your Guide to Benefits.
What should I check about travel accident in my Guide to Benefits?
Limit: the maximum benefit (for example $500,000 or $1,000,000). Fare paid with the card is usually required. Check your Guide to Benefits.
Not listed for your card?
Standalone travel insurance policies can include travel accident insurance. Compare what policies include, their limits and exclusions.