Does the Chase Ink Business Preferred cover it?
Chase lists 2 of 7 with terms: trip cancellation (up to $5,000 per traveler, $10,000 per trip) and rental car damage (primary for business rentals, up to $60,000). Not listed on the sources we checked: trip delay, baggage delay, lost or damaged bags, travel accident and emergency evacuation & medical. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Listed with terms
Up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels, if the trip is canceled or cut short by sickness, severe weather or other covered situations.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Primary when renting for business purposes. Decline the rental company's collision insurance and charge the entire rental to the card. Up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full fare or rental on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Chase Ink Business Preferred sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. A standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Cancel for any reason: not listed for this card (it is not listed for any card we checked).
- Trips that cost more than the card’s limit, or costs not paid with the card, sit outside the trip-cancellation cap above.
Quick answers
Does the Chase Ink Business Preferred cover trip delay?
Trip delay is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Chase Ink Business Preferred cover trip cancellation?
Chase lists trip cancellation for this card. Up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels, if the trip is canceled or cut short by sickness, severe weather or other covered situations. Check your Guide to Benefits.
Is the Chase Ink Business Preferred’s rental car coverage primary?
The Chase source describes it as primary (business). Primary when renting for business purposes. Decline the rental company's collision insurance and charge the entire rental to the card. Up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less. Check your Guide to Benefits.
Does the Chase Ink Business Preferred cover medical costs abroad?
No medical-expense or evacuation coverage is listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Do I have to pay with the Chase Ink Business Preferred?
The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Decline the rental company's collision insurance and charge the entire rental to the card. Check your Guide to Benefits.
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