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Does the Bilt Blue Card cover it?

Bilt lists 1 of 7 with terms: rental car damage (secondary; primary if you have no other cover that applies). Not included, per Bilt: trip cancellation, trip delay, baggage delay and lost or damaged bags. Not listed on the sources we checked: travel accident and emergency evacuation & medical. No medical-expense cover is listed.

Trip cancel: Not included Trip delay: Not included Bag delay: Not included Lost bags: Not included Rental car: Listed with terms Accident: Not listed Evac/medical: Not listed

Source checked Checked October 29, 2026 · Facts from the issuer, not advice

What the issuer lists

Trip cancellation & interruption Not included

Bilt's comparison table: "Not included".

Trip delay Not included

Bilt's comparison table: "Not included".

Baggage delay Not included

Bilt's comparison table: "Not included".

Lost or damaged baggage Not included

Bilt's comparison table: "Not included".

Rental car collision damage (CDW) Listed with terms

MasterRental: secondary to your own auto insurance; treated as primary if you have no other insurance or your insurance doesn't cover you outside the U.S. Pay for the entire rental with the card (or its points) and decline the rental company's CDW. Rentals of up to 31 consecutive days. Excludes trucks, pickups, full-size vans mounted on truck chassis, cargo vans, campers, off-road vehicles, motorbikes, motorcycles, antique vehicles and limousines.

Coverage type: secondary (primary if you have no other cover that applies)

Travel accident insurance Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Emergency evacuation & medical Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Source: Bilt card page (bilt.com) and the Guide to Benefits it links (PDF, biltrewards.com). Checked October 29, 2026. Included / not included comes from the "Compare Bilt Card benefits" table on bilt.com/card. Limits come from the card's Guide to Benefits linked there, which states "Effective July 1, 2019" on several benefit pages; check the guide sent with your card.

Before you rely on this: benefits only apply when you pay the way the terms require (often the full fare or rental on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the Bilt Blue Card sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. A standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.

Trip cancellation & interruption: the issuer says it is not included.
Trip delay: the issuer says it is not included.
Baggage delay: the issuer says it is not included.
Lost or damaged baggage: the issuer says it is not included.
Travel accident insurance: not listed on the issuer source we checked.
Emergency evacuation & medical: not listed on the issuer source we checked.
Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Cancel for any reason: not listed for this card (it is not listed for any card we checked).

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Questions

Quick answers

Does the Bilt Blue Card cover trip delay?

Bilt says trip delay is not included. Bilt's comparison table: "Not included". Check your Guide to Benefits.

Does the Bilt Blue Card cover trip cancellation?

Bilt says trip cancellation is not included. Bilt's comparison table: "Not included". Check your Guide to Benefits.

Is the Bilt Blue Card’s rental car coverage primary?

The Bilt source describes it as secondary (primary if you have no other cover that applies). MasterRental: secondary to your own auto insurance; treated as primary if you have no other insurance or your insurance doesn't cover you outside the U.S. Pay for the entire rental with the card (or its points) and decline the rental company's CDW. Rentals of up to 31 consecutive days. Excludes trucks, pickups, full-size vans mounted on truck chassis, cargo vans, campers, off-road vehicles, motorbikes, motorcycles, antique vehicles and limousines. Check your Guide to Benefits.

Does the Bilt Blue Card cover medical costs abroad?

No medical-expense or evacuation coverage is listed on the Bilt sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Do I have to pay with the Bilt Blue Card?

The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Pay for the entire rental with the card (or its points) and decline the rental company's CDW. Check your Guide to Benefits.

Rewards, fees and bonus for this card
See the Bilt Blue Card numbers on TravelCardMath, our sister site.

Bilt Blue Card on TravelCardMath

Similar cards

Same issuer and annual-fee band (up to $99) first, then other cards in that band. Listed for comparison only, not ranked.

Bilt Obsidian Card

Trip cancel: Listed with termsTrip delay: Listed with termsBag delay: Not includedLost bags: Listed with termsRental car: Listed with termsAccident: Not listedEvac/medical: Not listed

Chase Sapphire Preferred

Trip cancel: Listed with termsTrip delay: Listed with termsBag delay: Listed with termsLost bags: Listed with termsRental car: Listed with termsAccident: Listed with termsEvac/medical: Listed with terms

Chase Ink Business Preferred

Trip cancel: Listed with termsTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Listed with termsAccident: Not listedEvac/medical: Not listed

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