Does the Amex Blue Business Plus cover it?
American Express lists 3 of the 11 protections we track with terms: rental car damage (secondary), purchase protection (up to $1,000 per item for 90 days) and extended warranty (up to one additional year). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, travel accident, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Car Rental Loss and Damage Insurance: secondary, and no liability coverage. Reserve and pay for the entire rental with the card and decline the rental company's CDW. Not available for rentals in Australia, Italy or New Zealand, and not all vehicle types or rentals are covered. The card page does not state a dollar limit.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Assistance / conditional only
Global Assist Hotline only (trips more than 100 miles from home): 24/7 emergency assistance and coordination, including medical and legal referrals. You pay the costs of third-party providers. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Purchase Protection: covered purchases stolen or accidentally damaged within 90 days of purchase, up to $1,000 per covered purchase and $50,000 per card member account per calendar year. Charge the purchase to the card.
Extended warranty Listed with terms
Extended Warranty: the original manufacturer's warranty can be extended up to one additional year, on warranties of 5 years or less, for covered purchases in the United States or its territories or possessions. The card page states no dollar limit.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Amex Blue Business Plus sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Amex Blue Business Plus have cell phone protection?
Cell phone protection is not listed on the American Express sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Amex Blue Business Plus have purchase protection?
American Express lists purchase protection for this card. Purchase Protection: covered purchases stolen or accidentally damaged within 90 days of purchase, up to $1,000 per covered purchase and $50,000 per card member account per calendar year. Charge the purchase to the card. Check your Guide to Benefits.
Does the Amex Blue Business Plus extend warranties?
American Express lists extended warranty for this card. Extended Warranty: the original manufacturer's warranty can be extended up to one additional year, on warranties of 5 years or less, for covered purchases in the United States or its territories or possessions. The card page states no dollar limit. Check your Guide to Benefits.
Is the Amex Blue Business Plus’s rental car coverage primary?
The American Express source describes it as secondary. Car Rental Loss and Damage Insurance: secondary, and no liability coverage. Reserve and pay for the entire rental with the card and decline the rental company's CDW. Not available for rentals in Australia, Italy or New Zealand, and not all vehicle types or rentals are covered. The card page does not state a dollar limit. Check your Guide to Benefits.
Does the Amex Blue Business Plus include travel insurance?
The American Express sources we checked list emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Amex Blue Business Plus?
The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Reserve and pay for the entire rental with the card and decline the rental company's CDW. Purchase protection (damage & theft): Purchase Protection: covered purchases stolen or accidentally damaged within 90 days of purchase, up to $1,000 per covered purchase and $50,000 per card member account per calendar year. Check your Guide to Benefits.
Similar cards
Also check
Card coverage vs a standalone travel policy: what to compare · All protections explained · All cards (103 checked)