Does the British Airways Visa Signature cover it?
Chase lists 4 of the 11 protections we track with terms: baggage delay ($100 a day for up to 3 days), lost or damaged bags (up to $3,000 per traveler), purchase protection (120 days, up to $500 per item) and extended warranty (an additional year, on warranties of three years or less). Not listed on the sources we checked: trip cancellation, trip delay, rental car damage, travel accident, emergency evacuation & medical, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Listed with terms
Up to $100 a day for up to 3 days for essentials like toiletries and clothing when bags are delayed over 6 hours.
Lost or damaged baggage Listed with terms
Up to $3,000 per covered traveler to repair or replace checked or carry-on bags lost, damaged or stolen during a covered trip. New York residents: also limited to $2,000 per bag and $10,000 for all covered travelers per trip.
Rental car collision damage (CDW) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item. New York residents: 90 days.
Extended warranty Listed with terms
Extends the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the British Airways Visa Signature sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Rental car collision damage (CDW): not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Cancel for any reason: not listed for this card (it is not listed for any card we checked).
Quick answers
Does the British Airways Visa Signature cover trip delay?
Trip delay is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the British Airways Visa Signature cover trip cancellation?
Trip cancellation & interruption is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Is the British Airways Visa Signature’s rental car coverage primary?
Rental car collision damage (CDW) is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the British Airways Visa Signature cover medical costs abroad?
No medical-expense or evacuation coverage is listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
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