Does the Chase Freedom Rise cover it?
Chase lists 3 of the 11 protections we track with terms: trip cancellation (up to $1,500 per traveler, $6,000 per trip), purchase protection (up to $500 per item for 120 days) and extended warranty (adds 1 year, up to $10,000 per item). Not listed on the sources we checked: trip delay, baggage delay, lost or damaged bags, rental car damage, travel accident, emergency evacuation & medical, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Listed with terms
Up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares, if the trip is canceled or cut short by sickness, severe weather or other covered situations. Charge all or part of the trip to the card and/or its rewards.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's.
Extended warranty Listed with terms
Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Chase Freedom Rise sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Rental car collision damage (CDW): not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Trips that cost more than the card’s limit, or costs not paid with the card, sit outside the trip-cancellation cap above.
Quick answers
Does the Chase Freedom Rise have cell phone protection?
Cell phone protection is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Chase Freedom Rise have purchase protection?
Chase lists purchase protection for this card. New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's. Check your Guide to Benefits.
Does the Chase Freedom Rise extend warranties?
Chase lists extended warranty for this card. Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
Does the Chase Freedom Rise include travel insurance?
The Chase sources we checked list trip cancellation for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Chase Freedom Rise?
The sources we checked tie these protections to how you pay. Trip cancellation & interruption: Charge all or part of the trip to the card and/or its rewards. Purchase protection (damage & theft): New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Extended warranty: Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
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