Does the Navy Federal cashRewards (Visa) cover it?
Navy Federal Credit Union lists 1 of the 11 protections we track with terms: rental car damage (secondary at home, primary abroad). Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, travel accident, emergency evacuation & medical, cell phone protection, purchase protection, extended warranty and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Auto Rental Collision Damage Waiver: theft or collision damage up to the actual cash value of most rented cars. Use the card to initiate and complete the entire rental and decline the rental company's CDW/LDW. In your country of residence it pays what your own insurance doesn't, such as the deductible; primary when renting outside your country of residence. Rentals up to 15 consecutive days in your country of residence and 31 outside it. Not available in Israel, Jamaica, the Republic of Ireland or Northern Ireland.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Extended warranty Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Navy Federal cashRewards (Visa) sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Cell phone protection: not listed on the issuer source we checked.
- Purchase protection (damage & theft): not listed on the issuer source we checked.
- Extended warranty: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Navy Federal cashRewards (Visa) have cell phone protection?
Cell phone protection is not listed on the Navy Federal Credit Union sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Navy Federal cashRewards (Visa) have purchase protection?
Purchase protection (damage & theft) is not listed on the Navy Federal Credit Union sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Is the Navy Federal cashRewards (Visa)’s rental car coverage primary?
The Navy Federal Credit Union source describes it as secondary at home / primary abroad. Auto Rental Collision Damage Waiver: theft or collision damage up to the actual cash value of most rented cars. Use the card to initiate and complete the entire rental and decline the rental company's CDW/LDW. In your country of residence it pays what your own insurance doesn't, such as the deductible; primary when renting outside your country of residence. Rentals up to 15 consecutive days in your country of residence and 31 outside it. Not available in Israel, Jamaica, the Republic of Ireland or Northern Ireland. Check your Guide to Benefits.
Does the Navy Federal cashRewards (Visa) include travel insurance?
None of the travel protections we track (trip cancellation, trip delay, baggage, travel accident, evacuation/medical) is listed on the Navy Federal Credit Union sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
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