Facts from card issuers, not insurance advice. Terms vary: check your card’s Guide to Benefits.Not insurance advice · Disclaimer · Affiliate disclosure
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Does the PNC Cash Rewards Visa cover it?

PNC lists 1 of the 11 protections we track with terms: cell phone protection (up to $800). Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, rental car damage, travel accident, emergency evacuation & medical, purchase protection, extended warranty and return protection.

What the issuer lists

Trip cancellation & interruption Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Trip delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Baggage delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Lost or damaged baggage Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Rental car collision damage (CDW) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Travel accident insurance Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Emergency evacuation & medical Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Cell phone protection Listed with terms

Cell Phone Protection: when you use the card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.

Purchase protection (damage & theft) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Extended warranty Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Return protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Source: PNC card page (pnc.com). Checked October 29, 2026. From the card page. Limitations apply.

Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the PNC Cash Rewards Visa sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits.

  • Trip cancellation & interruption: not listed on the issuer source we checked.
  • Trip delay: not listed on the issuer source we checked.
  • Baggage delay: not listed on the issuer source we checked.
  • Lost or damaged baggage: not listed on the issuer source we checked.
  • Rental car collision damage (CDW): not listed on the issuer source we checked.
  • Travel accident insurance: not listed on the issuer source we checked.
  • Emergency evacuation & medical: not listed on the issuer source we checked.
  • Purchase protection (damage & theft): not listed on the issuer source we checked.
  • Extended warranty: not listed on the issuer source we checked.
  • Return protection: not listed on the issuer source we checked.
Questions

Quick answers

Does the PNC Cash Rewards Visa have cell phone protection?

PNC lists cell phone protection for this card. Cell Phone Protection: when you use the card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply. Check your Guide to Benefits.

Does the PNC Cash Rewards Visa have purchase protection?

Purchase protection (damage & theft) is not listed on the PNC sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the PNC Cash Rewards Visa include travel insurance?

None of the travel protections we track (trip cancellation, trip delay, baggage, travel accident, evacuation/medical) is listed on the PNC sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Do I have to pay with the PNC Cash Rewards Visa?

The sources we checked tie these protections to how you pay. Cell phone protection: Cell Phone Protection: when you use the card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Check your Guide to Benefits.