Facts from card issuers, not insurance advice. Terms vary: check your card’s Guide to Benefits.Not insurance advice · Disclaimer · Affiliate disclosure
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Does the Truist Enjoy Cash cover it?

Truist lists 1 of the 11 protections we track with terms: travel accident (up to $250,000). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, rental car damage, cell phone protection, purchase protection, extended warranty and return protection. No medical-expense cover is listed.

What the issuer lists

Trip cancellation & interruption Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Trip delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Baggage delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Lost or damaged baggage Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Rental car collision damage (CDW) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Travel accident insurance Listed with terms

Travel Accident Insurance: principal sum $250,000 (accidental death and dismemberment only).

Emergency evacuation & medical Assistance / conditional only

Travel and Emergency Assistance Services: connects you with local emergency and assistance resources. You pay for any medical, legal, transportation or other services. No evacuation or medical-expense coverage is listed.

Cell phone protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Purchase protection (damage & theft) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Extended warranty Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Return protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Source: Truist card page (truist.com) and the Guide to Benefits (PDF, truist.com). Checked October 29, 2026. Limits come from the Truist Visa Signature Guide to Benefits linked from the card page (benefits in effect as of 10/12/2021).

Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the Truist Enjoy Cash sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.

  • Trip cancellation & interruption: not listed on the issuer source we checked.
  • Trip delay: not listed on the issuer source we checked.
  • Baggage delay: not listed on the issuer source we checked.
  • Lost or damaged baggage: not listed on the issuer source we checked.
  • Rental car collision damage (CDW): not listed on the issuer source we checked.
  • Emergency evacuation & medical: assistance or conditional only (see above).
  • Cell phone protection: not listed on the issuer source we checked.
  • Purchase protection (damage & theft): not listed on the issuer source we checked.
  • Extended warranty: not listed on the issuer source we checked.
  • Return protection: not listed on the issuer source we checked.
  • Medical treatment costs abroad: no medical-expense coverage is listed for this card.
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Questions

Quick answers

Does the Truist Enjoy Cash have cell phone protection?

Cell phone protection is not listed on the Truist sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the Truist Enjoy Cash have purchase protection?

Purchase protection (damage & theft) is not listed on the Truist sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the Truist Enjoy Cash include travel insurance?

The Truist sources we checked list travel accident and emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.