Does the U.S. Bank Altitude Connect cover it?
U.S. Bank lists 3 of the 11 protections we track with terms: trip cancellation (up to $2,000 per person), trip delay (more than 12 hours, up to $300 per ticket) and travel accident (up to $1,000). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: baggage delay, lost or damaged bags, rental car damage, cell phone protection, purchase protection, extended warranty and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Listed with terms
Trip Cancellation and Interruption: up to $2,000 per insured person for the non-refundable common-carrier tickets paid with the card and/or its rewards.
Trip delay Listed with terms
Trip Delay Reimbursement: a covered trip delayed more than 12 hours, up to $300 per purchased ticket for reasonable additional expenses. One claim per covered trip.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Travel accident insurance Listed with terms
Travel Accident: cardholders, spouse or domestic partner and unmarried dependent children are automatically insured up to $1,000 for accidental loss of life, limb, sight, speech or hearing.
Emergency evacuation & medical Assistance / conditional only
Travel and Emergency Assistance Services only: help coordinating medical, legal and travel services while you are away from home. You pay for any services. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Extended warranty Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the U.S. Bank Altitude Connect sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Rental car collision damage (CDW): not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Purchase protection (damage & theft): not listed on the issuer source we checked.
- Extended warranty: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Cancel for any reason: not listed for this card (it is not listed for any card we checked).
- Trips that cost more than the card’s limit, or costs not paid with the card, sit outside the trip-cancellation cap above.
Quick answers
Does the U.S. Bank Altitude Connect cover trip delay?
U.S. Bank lists trip delay for this card. Trip Delay Reimbursement: a covered trip delayed more than 12 hours, up to $300 per purchased ticket for reasonable additional expenses. One claim per covered trip. Check your Guide to Benefits.
Does the U.S. Bank Altitude Connect cover trip cancellation?
U.S. Bank lists trip cancellation for this card. Trip Cancellation and Interruption: up to $2,000 per insured person for the non-refundable common-carrier tickets paid with the card and/or its rewards. Check your Guide to Benefits.
Is the U.S. Bank Altitude Connect’s rental car coverage primary?
Rental car collision damage (CDW) is not listed on the U.S. Bank sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the U.S. Bank Altitude Connect cover medical costs abroad?
U.S. Bank lists assistance or conditional cover only. Travel and Emergency Assistance Services only: help coordinating medical, legal and travel services while you are away from home. You pay for any services. No evacuation or medical-expense coverage is listed. Check your Guide to Benefits.
Do I have to pay with the U.S. Bank Altitude Connect?
The sources we checked tie these protections to how you pay. Trip cancellation & interruption: Trip Cancellation and Interruption: up to $2,000 per insured person for the non-refundable common-carrier tickets paid with the card and/or its rewards. Check your Guide to Benefits.
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