Does the Alliant Cashback Visa Signature cover it?
Alliant Credit Union lists 4 of the 11 protections we track with terms: rental car damage (secondary at home, primary abroad), travel accident (up to $250,000), purchase protection (up to $500 per claim for 90 days) and extended warranty (up to 1 extra year, up to $10,000 per claim). Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, emergency evacuation & medical, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Auto Rental Collision Damage Waiver: theft or collision damage up to the actual cash value of most rented cars. Use the card to initiate and complete the entire rental and decline the rental company's CDW/LDW. In your country of residence it pays what your own insurance doesn't, such as the deductible; primary when renting outside your country of residence. Rentals up to 15 consecutive days in your country of residence and 31 outside it.
Travel accident insurance Listed with terms
Travel Accident Insurance: principal sum $250,000 (accidental death and dismemberment only).
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Purchase Security: new purchases covered for the first 90 days against theft, damage due to fire, vandalism or accidentally discharged water and certain weather conditions, up to $500 per claim and $50,000 per cardholder. Pay for all or part of the item with the card and/or its rewards.
Extended warranty Listed with terms
Extended Warranty Protection: doubles the warranty up to 1 additional year on eligible warranties of 3 years or less, up to $10,000 per claim and $50,000 per cardholder. Pay for all or part of the item with the card and/or its rewards.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Alliant Cashback Visa Signature sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Alliant Cashback Visa Signature have cell phone protection?
Cell phone protection is not listed on the Alliant Credit Union sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Alliant Cashback Visa Signature have purchase protection?
Alliant Credit Union lists purchase protection for this card. Purchase Security: new purchases covered for the first 90 days against theft, damage due to fire, vandalism or accidentally discharged water and certain weather conditions, up to $500 per claim and $50,000 per cardholder. Pay for all or part of the item with the card and/or its rewards. Check your Guide to Benefits.
Does the Alliant Cashback Visa Signature extend warranties?
Alliant Credit Union lists extended warranty for this card. Extended Warranty Protection: doubles the warranty up to 1 additional year on eligible warranties of 3 years or less, up to $10,000 per claim and $50,000 per cardholder. Pay for all or part of the item with the card and/or its rewards. Check your Guide to Benefits.
Is the Alliant Cashback Visa Signature’s rental car coverage primary?
The Alliant Credit Union source describes it as secondary at home / primary abroad. Auto Rental Collision Damage Waiver: theft or collision damage up to the actual cash value of most rented cars. Use the card to initiate and complete the entire rental and decline the rental company's CDW/LDW. In your country of residence it pays what your own insurance doesn't, such as the deductible; primary when renting outside your country of residence. Rentals up to 15 consecutive days in your country of residence and 31 outside it. Check your Guide to Benefits.
Does the Alliant Cashback Visa Signature include travel insurance?
The Alliant Credit Union sources we checked list travel accident for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Alliant Cashback Visa Signature?
The sources we checked tie these protections to how you pay. Purchase protection (damage & theft): Purchase Security: new purchases covered for the first 90 days against theft, damage due to fire, vandalism or accidentally discharged water and certain weather conditions, up to $500 per claim and $50,000 per cardholder. Extended warranty: Pay for all or part of the item with the card and/or its rewards. Check your Guide to Benefits.
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