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Does the BofA Premium Rewards Elite cover it?

Bank of America publishes no limits for this card’s protections on the sources we checked. Listed without published limits: trip cancellation, trip delay, baggage delay, lost or damaged bags and emergency evacuation & medical. Not listed on the sources we checked: rental car damage, travel accident, cell phone protection, purchase protection, extended warranty and return protection. No medical-expense cover is listed.

Trip cancel: Listed, no limits publishedTrip delay: Listed, no limits publishedBag delay: Listed, no limits publishedLost bags: Listed, no limits publishedRental car: Not listedAccident: Not listedEvac/medical: Listed, no limits publishedCell phone: Not listedPurchase: Not listedWarranty: Not listedReturns: Not listed

Partly sourced  Checked October 30, 2026 · Facts from the issuer, not advice

What the issuer lists

Trip cancellation & interruption Listed, no limits published

Card page: travel insurance protections "to assist with trip delays, cancellations and interruptions". No limit stated.

Trip delay Listed, no limits published

Card page names trip delay protection. No limit stated.

Baggage delay Listed, no limits published

Card page names baggage delay protection. No limit stated.

Lost or damaged baggage Listed, no limits published

Card page names lost luggage reimbursement. No limit stated.

Rental car collision damage (CDW) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Travel accident insurance Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Emergency evacuation & medical Listed, no limits published

Card page names emergency evacuation and transportation. No limit stated.

Cell phone protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Purchase protection (damage & theft) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Extended warranty Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Return protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Source: Bank of America card page (bankofamerica.com). Checked October 30, 2026. Bank of America's card page names these protections without limits; check your Guide to Benefits.

Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the BofA Premium Rewards Elite sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.

  • Trip cancellation & interruption: listed, but the issuer page publishes no limit.
  • Trip delay: listed, but the issuer page publishes no limit.
  • Baggage delay: listed, but the issuer page publishes no limit.
  • Lost or damaged baggage: listed, but the issuer page publishes no limit.
  • Rental car collision damage (CDW): not listed on the issuer source we checked.
  • Travel accident insurance: not listed on the issuer source we checked.
  • Emergency evacuation & medical: listed, but the issuer page publishes no limit.
  • Cell phone protection: not listed on the issuer source we checked.
  • Purchase protection (damage & theft): not listed on the issuer source we checked.
  • Extended warranty: not listed on the issuer source we checked.
  • Return protection: not listed on the issuer source we checked.
  • Medical treatment costs abroad: no medical-expense coverage is listed for this card.
  • Cancel for any reason: not listed for this card (it is not listed for any card we checked).
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Questions

Quick answers

Does the BofA Premium Rewards Elite cover trip delay?

Bank of America lists trip delay for this card but publishes no limit on the source we checked. Card page names trip delay protection. No limit stated. Check your Guide to Benefits.

Does the BofA Premium Rewards Elite cover trip cancellation?

Bank of America lists trip cancellation for this card but publishes no limit on the source we checked. Card page: travel insurance protections "to assist with trip delays, cancellations and interruptions". No limit stated. Check your Guide to Benefits.

Is the BofA Premium Rewards Elite’s rental car coverage primary?

Rental car collision damage (CDW) is not listed on the Bank of America sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the BofA Premium Rewards Elite cover medical costs abroad?

Bank of America lists emergency evacuation & medical for this card but publishes no limit on the source we checked. Card page names emergency evacuation and transportation. No limit stated. Check your Guide to Benefits.

Rewards, fees and bonus for this card
See the BofA Premium Rewards Elite numbers on TravelCardMath, our sister site.
BofA Premium Rewards Elite on TravelCardMath

Similar cards

Same category (Travel & airline/hotel) and issuer first, then other cards in that category. Listed for comparison only, not ranked.

BofA Travel Rewards
Trip cancel: Not listedTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Not listedAccident: Not listedEvac/medical: Not listedCell phone: Not listedPurchase: Not listedWarranty: Not listedReturns: Not listed
BofA Premium Rewards
Trip cancel: Listed, no limits publishedTrip delay: Listed, no limits publishedBag delay: Listed, no limits publishedLost bags: Listed, no limits publishedRental car: Listed, no limits publishedAccident: Not listedEvac/medical: Listed, no limits publishedCell phone: Not listedPurchase: Listed, no limits publishedWarranty: Listed, no limits publishedReturns: Listed, no limits published
Atmos Rewards Ascent
Trip cancel: Not listedTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Not listedAccident: Not listedEvac/medical: Not listedCell phone: Not listedPurchase: Not listedWarranty: Not listedReturns: Not listed
Royal ONE Visa Signature
Trip cancel: Not listedTrip delay: Not listedBag delay: Not listedLost bags: Not listedRental car: Not listedAccident: Not listedEvac/medical: Not listedCell phone: Not listedPurchase: Not listedWarranty: Not listedReturns: Not listed

Also check

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