Does the BofA Premium Rewards cover it?
Bank of America publishes no limits for this card’s protections on the sources we checked. Listed without published limits: trip cancellation, trip delay, baggage delay, lost or damaged bags, rental car damage, emergency evacuation & medical, purchase protection, extended warranty and return protection. Not listed on the sources we checked: travel accident and cell phone protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Listed, no limits published
Card page: travel insurance protections "to assist with trip delays, cancellations and interruptions". No limit stated.
Trip delay Listed, no limits published
Card page names trip delay protection. No limit stated.
Baggage delay Listed, no limits published
Card page names baggage delay protection. No limit stated.
Lost or damaged baggage Listed, no limits published
Card page names lost luggage protection. No limit stated.
Rental car collision damage (CDW) Listed, no limits published
Card page names "Auto Rental Collision Damage Waiver". No limit or primary/secondary stated.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Listed, no limits published
Card page names emergency evacuation and transportation. No limit stated.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed, no limits published
Card page names "Purchase Security". No limit stated.
Extended warranty Listed, no limits published
Card page names "Warranty Manager Service" to extend the manufacturer's warranty. No length or limit stated.
Return protection Listed, no limits published
Card page names "Return Protection". No limit stated.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the BofA Premium Rewards sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: listed, but the issuer page publishes no limit.
- Trip delay: listed, but the issuer page publishes no limit.
- Baggage delay: listed, but the issuer page publishes no limit.
- Lost or damaged baggage: listed, but the issuer page publishes no limit.
- Rental car collision damage (CDW): listed, but the issuer page publishes no limit.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: listed, but the issuer page publishes no limit.
- Cell phone protection: not listed on the issuer source we checked.
- Purchase protection (damage & theft): listed, but the issuer page publishes no limit.
- Extended warranty: listed, but the issuer page publishes no limit.
- Return protection: listed, but the issuer page publishes no limit.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
- Cancel for any reason: not listed for this card (it is not listed for any card we checked).
Quick answers
Does the BofA Premium Rewards cover trip delay?
Bank of America lists trip delay for this card but publishes no limit on the source we checked. Card page names trip delay protection. No limit stated. Check your Guide to Benefits.
Does the BofA Premium Rewards cover trip cancellation?
Bank of America lists trip cancellation for this card but publishes no limit on the source we checked. Card page: travel insurance protections "to assist with trip delays, cancellations and interruptions". No limit stated. Check your Guide to Benefits.
Is the BofA Premium Rewards’s rental car coverage primary?
Bank of America lists rental car damage for this card but publishes no limit on the source we checked. Card page names "Auto Rental Collision Damage Waiver". No limit or primary/secondary stated. Check your Guide to Benefits.
Does the BofA Premium Rewards cover medical costs abroad?
Bank of America lists emergency evacuation & medical for this card but publishes no limit on the source we checked. Card page names emergency evacuation and transportation. No limit stated. Check your Guide to Benefits.
Do I have to pay with the BofA Premium Rewards?
The sources we checked tie these protections to how you pay. Purchase protection (damage & theft): Card page names "Purchase Security". Check your Guide to Benefits.
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