Does the Capital One Spark Cash Plus cover it?
Capital One publishes no limits for this card’s protections on the sources we checked. Listed without published limits: extended warranty. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, rental car damage, travel accident, emergency evacuation & medical, cell phone protection, purchase protection and return protection.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Extended warranty Listed, no limits published
Card page: "Get free additional warranty and protection on eligible items that you purchase with your card." No limit or length stated.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Capital One Spark Cash Plus sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Rental car collision damage (CDW): not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: not listed on the issuer source we checked.
- Cell phone protection: not listed on the issuer source we checked.
- Purchase protection (damage & theft): not listed on the issuer source we checked.
- Extended warranty: listed, but the issuer page publishes no limit.
- Return protection: not listed on the issuer source we checked.
Quick answers
Does the Capital One Spark Cash Plus have cell phone protection?
Cell phone protection is not listed on the Capital One sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Capital One Spark Cash Plus have purchase protection?
Purchase protection (damage & theft) is not listed on the Capital One sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Capital One Spark Cash Plus extend warranties?
Capital One lists extended warranty for this card but publishes no limit on the source we checked. Card page: "Get free additional warranty and protection on eligible items that you purchase with your card." No limit or length stated. Check your Guide to Benefits.
Does the Capital One Spark Cash Plus include travel insurance?
None of the travel protections we track (trip cancellation, trip delay, baggage, travel accident, evacuation/medical) is listed on the Capital One sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Do I have to pay with the Capital One Spark Cash Plus?
The sources we checked tie these protections to how you pay. Extended warranty: Card page: "Get free additional warranty and protection on eligible items that you purchase with your card." No limit or length stated. Check your Guide to Benefits.