Does the Chase Ink Business Unlimited cover it?
Chase lists 3 of the 11 protections we track with terms: rental car damage (up to $60,000; primary for business rentals), purchase protection (up to $10,000 per item for 120 days) and extended warranty (adds 1 year, up to $10,000 per item). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, travel accident, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Auto Rental Coverage: up to $60,000 for theft or collision damage. Use the card and/or its rewards to initiate and complete the entire rental and decline the rental company's CDW/LDW. In the United States it is primary when the vehicle is rented for business purposes and secondary when rented for personal reasons. Rental periods up to 31 consecutive days. Excludes vehicles with a manufacturer's suggested retail price greater than $125,000.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Assistance / conditional only
Travel and Emergency Assistance: assistance and referrals while traveling away from home. You are responsible for the cost of any medical, legal, transportation or other services. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Purchase Protection: new purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents), up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance.
Extended warranty Listed with terms
Extended Warranty Protection: adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per calendar year. Charge all or part of the item to the card and/or its rewards.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Chase Ink Business Unlimited sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Chase Ink Business Unlimited have cell phone protection?
Cell phone protection is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Chase Ink Business Unlimited have purchase protection?
Chase lists purchase protection for this card. Purchase Protection: new purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents), up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance. Check your Guide to Benefits.
Does the Chase Ink Business Unlimited extend warranties?
Chase lists extended warranty for this card. Extended Warranty Protection: adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per calendar year. Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
Is the Chase Ink Business Unlimited’s rental car coverage primary?
The Chase source describes it as primary for business rentals / secondary for personal. Auto Rental Coverage: up to $60,000 for theft or collision damage. Use the card and/or its rewards to initiate and complete the entire rental and decline the rental company's CDW/LDW. In the United States it is primary when the vehicle is rented for business purposes and secondary when rented for personal reasons. Rental periods up to 31 consecutive days. Excludes vehicles with a manufacturer's suggested retail price greater than $125,000. Check your Guide to Benefits.
Does the Chase Ink Business Unlimited include travel insurance?
The Chase sources we checked list emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Chase Ink Business Unlimited?
The sources we checked tie these protections to how you pay. Purchase protection (damage & theft): Purchase Protection: new purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents), up to $10,000 per item and $50,000 per account. Extended warranty: Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
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