Does the Chase Ink Business Premier cover it?
Chase lists 4 of the 11 protections we track with terms: rental car damage (up to $60,000; primary for business rentals), cell phone protection (up to $1,000 per claim, $100 deductible), purchase protection (up to $10,000 per item for 120 days) and extended warranty (an additional year, on warranties of three years or less). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, travel accident and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Auto Rental Coverage: decline the rental company's collision insurance and charge the entire rental cost to the card. Primary when renting for business purposes, reimbursing up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Travel accident insurance Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Emergency evacuation & medical Assistance / conditional only
Travel and Emergency Assistance: legal and medical referrals and other travel and emergency assistance while traveling away from home. You are responsible for the cost of any goods or services obtained. No evacuation or medical-expense coverage is listed.
Cell phone protection Listed with terms
Cell Phone Protection: up to $1,000 per claim against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with the card. Maximum of 3 claims in a 12-month period, with a $100 deductible per claim.
Purchase protection (damage & theft) Listed with terms
Purchase Protection: eligible new purchases covered for 120 days from purchase against damage or theft, up to $10,000 per item. New York residents: 90 days.
Extended warranty Listed with terms
Extended Warranty Protection: extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Chase Ink Business Premier sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Travel accident insurance: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Chase Ink Business Premier have cell phone protection?
Chase lists cell phone protection for this card. Cell Phone Protection: up to $1,000 per claim against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with the card. Maximum of 3 claims in a 12-month period, with a $100 deductible per claim. Check your Guide to Benefits.
Does the Chase Ink Business Premier have purchase protection?
Chase lists purchase protection for this card. Purchase Protection: eligible new purchases covered for 120 days from purchase against damage or theft, up to $10,000 per item. New York residents: 90 days. Check your Guide to Benefits.
Does the Chase Ink Business Premier extend warranties?
Chase lists extended warranty for this card. Extended Warranty Protection: extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase. Check your Guide to Benefits.
Is the Chase Ink Business Premier’s rental car coverage primary?
The Chase source describes it as primary for business rentals. Auto Rental Coverage: decline the rental company's collision insurance and charge the entire rental cost to the card. Primary when renting for business purposes, reimbursing up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less. Check your Guide to Benefits.
Does the Chase Ink Business Premier include travel insurance?
The Chase sources we checked list emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Chase Ink Business Premier?
The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Auto Rental Coverage: decline the rental company's collision insurance and charge the entire rental cost to the card. Cell phone protection: Cell Phone Protection: up to $1,000 per claim against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with the card. Check your Guide to Benefits.
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