Does the Amazon Visa cover it?
Chase lists 6 of the 11 protections we track with terms: baggage delay ($100 a day for up to 3 days), lost or damaged bags (up to $3,000 per traveler per trip), rental car damage (up to $60,000; secondary in the U.S., primary abroad), travel accident (up to $500,000 on a common carrier), purchase protection (up to $500 per item for 120 days) and extended warranty (adds 1 year, up to $10,000 per item). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, cell phone protection and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Listed with terms
Checked bags delayed or misdirected by the common carrier for more than 6 hours after arrival: up to $100 a day for essential items, for up to 3 days. Secondary.
Lost or damaged baggage Listed with terms
Lost Luggage Reimbursement: up to $3,000 per covered traveler per trip, above what the carrier pays, for checked or carry-on bags and contents lost, damaged or stolen. Sub-limits of $500 for jewelry and watches and $500 for cameras and other electronics. New York residents: $2,000 per bag and $10,000 for all covered travelers per trip.
Rental car collision damage (CDW) Listed with terms
Up to $60,000 for theft or collision damage. Decline the rental company's collision insurance and pay for the entire rental with the card and/or its rewards. Secondary in the United States (it acts as primary if you have no other insurance); primary outside the United States. Rentals up to 31 consecutive days. Excludes vehicles with an MSRP over $125,000, antique cars, cargo vans, trucks (other than pick-ups), motorcycles, mopeds, motorbikes and limousines.
Travel accident insurance Listed with terms
Up to $500,000 Common Carrier Travel Accident coverage and up to $100,000 24-hour travel accident coverage per covered traveler, for accidental death or loss of limb, sight, speech or hearing. Charge all or part of the common-carrier fare to the card and/or its rewards.
Emergency evacuation & medical Assistance / conditional only
Travel and Emergency Assistance only: legal and medical referrals and other assistance while traveling. You pay for any goods or services. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's.
Extended warranty Listed with terms
Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Amazon Visa sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Amazon Visa have cell phone protection?
Cell phone protection is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Amazon Visa have purchase protection?
Chase lists purchase protection for this card. New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's. Check your Guide to Benefits.
Does the Amazon Visa extend warranties?
Chase lists extended warranty for this card. Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
Is the Amazon Visa’s rental car coverage primary?
The Chase source describes it as secondary in the U.S. / primary abroad. Up to $60,000 for theft or collision damage. Decline the rental company's collision insurance and pay for the entire rental with the card and/or its rewards. Secondary in the United States (it acts as primary if you have no other insurance); primary outside the United States. Rentals up to 31 consecutive days. Excludes vehicles with an MSRP over $125,000, antique cars, cargo vans, trucks (other than pick-ups), motorcycles, mopeds, motorbikes and limousines. Check your Guide to Benefits.
Does the Amazon Visa include travel insurance?
The Chase sources we checked list baggage delay, lost or damaged bags, travel accident and emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Amazon Visa?
The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Decline the rental company's collision insurance and pay for the entire rental with the card and/or its rewards. Travel accident insurance: Charge all or part of the common-carrier fare to the card and/or its rewards. Purchase protection (damage & theft): New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Extended warranty: Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.
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