Facts from card issuers, not insurance advice. Terms vary: check your card’s Guide to Benefits.Not insurance advice · Disclaimer · Affiliate disclosure
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Does the Disney Premier Visa Card cover it?

Chase lists 3 of the 11 protections we track with terms: baggage delay ($100 a day for up to 3 days), purchase protection (up to $500 per item for 120 days) and extended warranty (adds 1 year, up to $10,000 per item). Not listed on the sources we checked: trip cancellation, trip delay, lost or damaged bags, rental car damage, travel accident, emergency evacuation & medical, cell phone protection and return protection. No medical-expense cover is listed.

What the issuer lists

Trip cancellation & interruption Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Trip delay Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Baggage delay Listed with terms

Checked bags delayed or misdirected by the common carrier for more than 6 hours after arrival: up to $100 a day for essential items, for up to 3 days. Secondary.

Lost or damaged baggage Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Rental car collision damage (CDW) Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Travel accident insurance Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Emergency evacuation & medical Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Cell phone protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Purchase protection (damage & theft) Listed with terms

New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's.

Extended warranty Listed with terms

Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards.

Return protection Not listed

Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.

Source: Chase card page (creditcards.chase.com) and the Guide to Benefits (PDF, static.chasecdn.com). Checked October 29, 2026. Limits come from the Chase Guide to Benefits linked from the card page (BGC11359, a shared guide for Chase Visa Signature and Visa Platinum cards, effective 10/01/24). We show only the protections the card page itself lists; the shared guide also describes other benefits that the Disney card page does not list for this card.

Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.

The gaps

What this card doesn’t list

Protections the Disney Premier Visa Card sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.

  • Trip cancellation & interruption: not listed on the issuer source we checked.
  • Trip delay: not listed on the issuer source we checked.
  • Lost or damaged baggage: not listed on the issuer source we checked.
  • Rental car collision damage (CDW): not listed on the issuer source we checked.
  • Travel accident insurance: not listed on the issuer source we checked.
  • Emergency evacuation & medical: not listed on the issuer source we checked.
  • Cell phone protection: not listed on the issuer source we checked.
  • Return protection: not listed on the issuer source we checked.
  • Medical treatment costs abroad: no medical-expense coverage is listed for this card.
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Questions

Quick answers

Does the Disney Premier Visa Card have cell phone protection?

Cell phone protection is not listed on the Chase sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.

Does the Disney Premier Visa Card have purchase protection?

Chase lists purchase protection for this card. New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Secondary to other insurance, such as homeowner's or renter's. Check your Guide to Benefits.

Does the Disney Premier Visa Card extend warranties?

Chase lists extended warranty for this card. Adds 1 year to the manufacturer's U.S. repair warranty, only when the original warranty (plus any store warranty or service contract) is 3 years or less, and never past 4 years from purchase. Up to $10,000 per item and $50,000 per account. Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.

Does the Disney Premier Visa Card include travel insurance?

The Chase sources we checked list baggage delay for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.

Do I have to pay with the Disney Premier Visa Card?

The sources we checked tie these protections to how you pay. Purchase protection (damage & theft): New purchases covered against theft, damage or involuntary and accidental parting for 120 days from purchase (90 days for New York residents): up to $500 per item and $50,000 per account. Extended warranty: Charge all or part of the item to the card and/or its rewards. Check your Guide to Benefits.

Similar cards

Same category (Store & co-brand) and issuer first, then other cards in that category. Listed for comparison only, not ranked.

Also check

Card coverage vs a standalone travel policy: what to compare · All protections explained · All cards (103 checked)