Does the Costco Anywhere Visa Business cover it?
Citi lists 4 of the 11 protections we track with terms: lost or damaged bags (up to $3,000 per traveler per trip), rental car damage (up to $50,000; primary), travel accident (up to $1,000,000) and purchase protection (up to $10,000 per item for 120 days). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, cell phone protection, extended warranty and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Listed with terms
Lost Baggage Protection: up to $3,000 per covered traveler per trip ($2,000 per bag for New York residents), or up to $10,000 in total for all covered travelers, for baggage lost or damaged by the common carrier. Pay at least a portion of the common-carrier fare with the card. Secondary.
Rental car collision damage (CDW) Listed with terms
Worldwide Car Rental Insurance: up to $50,000 toward repairs or the car's cash value, whichever is less. Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. The guide says coverage is primary in the United States and outside it. Rentals up to 31 consecutive days.
Travel accident insurance Listed with terms
Worldwide Travel Accident Insurance: up to $1,000,000 per person while boarding, riding in or exiting a common carrier on a covered trip.
Emergency evacuation & medical Assistance / conditional only
Travel & Emergency Assistance: help arranging medical, legal and other services while traveling. You pay for any services you use. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $10,000 per item and $50,000 per year per account. Pay at least in part with the card and/or a Costco credit card reward certificate. Primary, except for New York residents (secondary).
Extended warranty Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Costco Anywhere Visa Business sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Extended warranty: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Costco Anywhere Visa Business have cell phone protection?
Cell phone protection is not listed on the Citi sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Costco Anywhere Visa Business have purchase protection?
Citi lists purchase protection for this card. Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $10,000 per item and $50,000 per year per account. Pay at least in part with the card and/or a Costco credit card reward certificate. Primary, except for New York residents (secondary). Check your Guide to Benefits.
Is the Costco Anywhere Visa Business’s rental car coverage primary?
The Citi source describes it as primary. Worldwide Car Rental Insurance: up to $50,000 toward repairs or the car's cash value, whichever is less. Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. The guide says coverage is primary in the United States and outside it. Rentals up to 31 consecutive days. Check your Guide to Benefits.
Does the Costco Anywhere Visa Business include travel insurance?
The Citi sources we checked list lost or damaged bags, travel accident and emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Costco Anywhere Visa Business?
The sources we checked tie these protections to how you pay. Lost or damaged baggage: Pay at least a portion of the common-carrier fare with the card. Rental car collision damage (CDW): Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. Purchase protection (damage & theft): Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $10,000 per item and $50,000 per year per account. Check your Guide to Benefits.
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