Does the Costco Anywhere Visa cover it?
Citi lists 3 of the 11 protections we track with terms: rental car damage (up to $50,000; secondary in the U.S., primary abroad), travel accident (up to $250,000) and purchase protection (up to $1,000 per item for 120 days). Assistance only: emergency evacuation & medical. Not listed on the sources we checked: trip cancellation, trip delay, baggage delay, lost or damaged bags, cell phone protection, extended warranty and return protection. No medical-expense cover is listed.
What the issuer lists
Trip cancellation & interruption Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Trip delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Baggage delay Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Lost or damaged baggage Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Rental car collision damage (CDW) Listed with terms
Worldwide Car Rental Insurance: up to $50,000 toward repairs or the car's cash value, whichever is less. Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. Secondary in the United States; primary outside it. Rentals up to 31 consecutive days. Car-sharing rentals (where individuals rent out their own vehicle) are excluded, and it does not cover personal injury, liability or damage to other cars or property.
Travel accident insurance Listed with terms
Worldwide Travel Accident Insurance: up to $250,000 per person for death or loss of a limb, sight, speech or hearing in an accident on a common carrier, when the full common-carrier fare is paid with the card.
Emergency evacuation & medical Assistance / conditional only
Travel & Emergency Assistance: referrals and help arranging services worldwide. Information and referrals are free, but you pay for any services you use, such as medical care or legal advice. No evacuation or medical-expense coverage is listed.
Cell phone protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Purchase protection (damage & theft) Listed with terms
Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $1,000 per item and $50,000 per calendar year per account. Pay at least in part with the card and/or a Costco credit card reward certificate. Primary, except for New York residents (secondary).
Extended warranty Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Return protection Not listed
Not listed on the issuer source we checked. It may still appear in your Guide to Benefits; check before you rely on it either way.
Before you rely on this: benefits only apply when you pay the way the terms require (often the full purchase, fare, rental or phone bill on the card), they have exclusions, claim deadlines and documentation rules, and they can change. Your card’s Guide to Benefits is the final word. Not insurance advice.
What this card doesn’t list
Protections the Costco Anywhere Visa sources we checked say are not included, or don’t mention. Not listed doesn’t mean not covered: check your Guide to Benefits. For trips, a standalone travel insurance policy is one way people fill gaps like these; whether that is worth it depends on your trip.
- Trip cancellation & interruption: not listed on the issuer source we checked.
- Trip delay: not listed on the issuer source we checked.
- Baggage delay: not listed on the issuer source we checked.
- Lost or damaged baggage: not listed on the issuer source we checked.
- Emergency evacuation & medical: assistance or conditional only (see above).
- Cell phone protection: not listed on the issuer source we checked.
- Extended warranty: not listed on the issuer source we checked.
- Return protection: not listed on the issuer source we checked.
- Medical treatment costs abroad: no medical-expense coverage is listed for this card.
Quick answers
Does the Costco Anywhere Visa have cell phone protection?
Cell phone protection is not listed on the Citi sources we checked for this card. Not listed doesn’t mean not covered. Check your Guide to Benefits.
Does the Costco Anywhere Visa have purchase protection?
Citi lists purchase protection for this card. Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $1,000 per item and $50,000 per calendar year per account. Pay at least in part with the card and/or a Costco credit card reward certificate. Primary, except for New York residents (secondary). Check your Guide to Benefits.
Is the Costco Anywhere Visa’s rental car coverage primary?
The Citi source describes it as secondary in the U.S. / primary abroad. Worldwide Car Rental Insurance: up to $50,000 toward repairs or the car's cash value, whichever is less. Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. Secondary in the United States; primary outside it. Rentals up to 31 consecutive days. Car-sharing rentals (where individuals rent out their own vehicle) are excluded, and it does not cover personal injury, liability or damage to other cars or property. Check your Guide to Benefits.
Does the Costco Anywhere Visa include travel insurance?
The Citi sources we checked list travel accident and emergency evacuation & medical for this card; see each protection above for its terms. No medical-expense coverage abroad is listed. Check your Guide to Benefits.
Do I have to pay with the Costco Anywhere Visa?
The sources we checked tie these protections to how you pay. Rental car collision damage (CDW): Pay for all of the rental with the card and decline the rental company's collision loss/damage insurance. Travel accident insurance: Worldwide Travel Accident Insurance: up to $250,000 per person for death or loss of a limb, sight, speech or hearing in an accident on a common carrier, when the full common-carrier fare is paid with the card. Purchase protection (damage & theft): Damage & Theft Purchase Protection: items damaged or stolen within 120 days of purchase or delivery (90 for New York residents): up to $1,000 per item and $50,000 per calendar year per account. Check your Guide to Benefits.
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